If you are a diabetic, especially of the type 1 variety, then being able to get your medication is essential to your overall health. At retail prices, without any type of discount or financial assistance, you will quickly find that you will not be able to afford your medication. For example, the cost of a six week supply of Lantus Insulin Pens can cost you almost $400.
Prescription Assistance for Social Security, Medicare, and SSDI
There are a number of places where you can get diabetes prescription assistance, If you are on Social Security or Social Security Disability Insurance (SSDI) you have the option to enroll in a Part D prescription plan which will cover as much as 85 percent of your drug costs. The monthly premium from insurance companies such as Humana is very low, often under $10 per month. Depending on the state in which you live, you may pay $0 if your income is below the Federal Poverty Income Guidelines.
The Average Working Person’s Assistance for Medication Costs
If you are simply a hard working person that has trouble making ends meet, you can go to the less obvious source – the drug manufacturing company. The majority of insulin and diabetic prescription manufacturers have prescription payment assistance programs that will provide discount coupons or even vouchers that will pay for your insulin medication is you meet the income requirements. Find the maker of your drug and give them a call. Some of the major diabetic drug manufacturers are:
There is the Partnership for Prescription Assistance (https://www.pparx.org/) which is a web site dedicated to finding organizations that will fund your prescriptions for free. They also have a search tool that will help you find clinics in your area that will cost you little or nothing to get medical care.
Also, you can either visit the web site or call our company, The Rx Helper at (866) 949-7353 and find your specific brand name drug and where to get assistance. The site is very easy to use and we list all of our information about our company on our site which is available 24/7. This is one example from the site that gives you an idea of the types of restrictions on getting diabetes Rx assistance:
“Patient cannot have or qualify for any government prescription coverage such as Medicare, Medicaid, Veteran’s Administration or any state or local programs. Patient cannot have or qualify for any private prescription coverage. Patient’s total household income must be at or below 200% of the Federal Poverty Level.”
Government Assistance for Medication Costs
This section deals with federal government assistance in obtaining financial assistance for diabetics not solely related to Social Security. There is a web site created by the National Institute of Health (NIH) at http://www.niddk.nih.gov/health-information/health-topics/Diabetes/financial-help-diabetes-care/Pages/index.aspx that explains in some detail the available programs for diabetics, including children. The site also provides basic information on state programs in general, giving the names of the three major types of federally assisted programs: Medicare Savings Programs, State Health Insurance Assistance Programs (SHIP), and State Pharmaceutical Assistance Programs (SPAP). Eligibility for these programs depends on the state in which you reside, so you will have to contact your local state government health agency for complete information.
More Assistance Possibilities to Lower Medication Costs
There are a number of diabetes prescription assistance programs from the government and private industry. This will require you to do a bit of homework, but there is a wide variety of assistance available, so you should be able to find some type of financial relief from the cost of being a diabetic. You may also consider contacting the American Diabetes Association to find out other alternatives to getting the health care and medication yo need at an affordable price.
Prescription financial assistance for diabetes is available. Please call us today at (866) 949-7353 or visit The Rx Helper’s website for more information. Help is only a phone call away.